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Grace Periods
After you graduate or withdraw from your college program, you usually do not have to start paying on your loans right away. The waiting period between the time you leave […]
Continue Reading →96 Out of 28,000 Borrowers Approved for Public Service Loan Forgiveness … What Does This Mean for Everyone Else?
It has been one year since student loan borrowers have been theoretically eligible to have their loans forgiven under the Public Service Loan Forgiveness (PSLF) program. And yet, out of […]
Continue Reading →With New Settlement, SAVE Plan May Be Ending Soon
The SAVE plan was created in 2023 as the most affordable student loan repayment option, but a legal challenge led by the state of Missouri has resulted in the plan […]
Continue Reading →CFPB Report Shows Borrowers Still Struggle After Student Loan Rehabilitation
The Consumer Financial Protection Bureau (CFPB) Student Loan Ombudsman released a report today estimating that over a third of borrowers who rehabilitate their loans will re-default within the first two […]
Continue Reading →Good News: More Borrowers Will Soon Be Eligible for Debt Cancellation After 10 Years
Today, the Biden-Harris Administration announced that some borrowers will soon begin receiving debt cancellation after as few as 10 years in repayment, instead of the 20 to 25 years of […]
Continue Reading →Default, Loan Consolidation and IBR
For a number of years, we have been writing about the problems facing borrowers trying to consolidate their loans out of default and into Income Based Repayment (IBR). The Department […]
Continue Reading →Nearly a Million Student Loan Borrowers Getting Long Overdue Cancellation
On Friday, July 14th, the Department of Education announced that it was sending notice to 804,000 borrowers who had spent 20 to 25 years in repayment on their federal student […]
Continue Reading →Perkins Loan Cancellation
Perkins Loans are a type of federal student loan that were given out by a college or university. Colleges could only give out Perkins Loans to undergraduate and graduate students […]
Continue Reading →Payment Plans
Note: Big changes are coming to the student loan system, including changes to payment plan options, due to a new law and recent court cases. Stay informed by signing up […]
Continue Reading →Student Loans on Credit Reports
Credit reporting is a confusing topic for all types of debt, but it is especially confusing for student loans. This is largely because there are so many different types of […]
Continue Reading →Get Answers
- The SAVE Plan is Ending: What Borrowers in SAVE Need to Know
- Parent PLUS Consolidation Deadline: Act Now to Get Into IDR Plan
- Checks Are Going Out to Student Loan Borrowers Harmed by Navient
- Big News: The Government Pauses Collections for Student Loan Debt: No Tax Refund Seizure or Wage Garnishment for Now
- The Department of Education is starting to garnish wages to collect on student loan debt. Act now to avoid collections!
- With New Settlement, SAVE Plan May Be Ending Soon
- Dial Before You File: Protect Your Tax Refund If You Have Student Loans
- Do you have Parent PLUS loans? Act now to lower your payments before options disappear.
- New videos to help older people with student loan debt
- What’s Happening with the SAVE Plan?
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