Student Loan Borrower Assisstance
  • For Borrowers
    • Basics of Student Loans
      • Student Loans 101
      • Understanding Your Student Loan Situation
      • Federal Loans vs. Private Loans
    • Dealing with Student Loan Debt
      • Repaying Your Loans
      • Pausing Student Loan Payments
      • Default & Debt Collection
      • Loan Cancellation, Forgiveness & Bankruptcy
      • Private Student Loans & Other Education Debt
    • Find Help
      • Student Loan Toolkit
      • Help with Your Student Loans
      • File Complaints
      • Help Videos
      • Surviving Debt
      • Share Your Story
  • For Advocates
    • Tools & Resources to Use with Borrowers
      • Advocate Tools & Resources
      • Student Loan Law
      • Borrower Rights After the Supreme Court Ruling
      • NCLC Digital Library
    • Help with Cases
      • Case Consultation
      • Student Loan Law Listservs
      • Legal Aid Coalition
    • Training & Upcoming Events
      • Training for Financial Counselors & Other Professionals
      • Conference & Legal Aid Trainings
  • Updates & News
    • Student Loan Borrower News
    • Student Loan Reports, Issue Briefs, Resources
    • Subscribe
  • Our Work
    • NCLC’s Student Loan Borrower Assistance Project
    • Contact Us
    • NCLC.org

Search Results

The Lawsuits Challenging the SAVE Plan

In response to a number of court orders in two lawsuits brought by state attorneys general, the Department of Education has put all borrowers in the SAVE plan into a […]
Continue Reading →

Switch Now, Pay Less: How Borrowers in ICR Can Reach Student Loan Forgiveness Sooner

By: Kendra Cobb* Last month marked the 25th anniversary of the first income-driven repayment (IDR) plan: the Income-Contingent Repayment Plan (ICR). This means that student loan borrowers who entered ICR […]
Continue Reading →

The Administration Must Act Now to Fix Mismanagement in the Federal Student Aid Programs

The U.S. House Committee on Education and the Workforce held a hearing this past week examining mismanagement in the federal student loan rehabilitation process.  The hearing coincided with a damning report […]
Continue Reading →

Fresh Start Ends Sept. 30: What Borrowers Need to Know

Over 6 million borrowers are in default on their federal student loans. Before the pandemic, these borrowers faced forced seizures of their wages and antipoverty benefits, including through wage garnishment, […]
Continue Reading →

A Major Flaw in the IDR Account Adjustment: Excluding Time in Default

By Kyra Taylor, National Consumer Law Center and Winston Berkman-Breen, Student Borrower Protection Center This blog is the third post in a three part series about the IDR Account Adjustment and the continued […]
Continue Reading →

Improving the Assistance Network for Student Loan Borrowers

When we released our “Finding a Way Out” report five years ago, we were extremely concerned about the lack of reliable and affordable resources for financially distressed student loan borrowers.  […]
Continue Reading →

Leaving IDR

If you decide that an IDR plan is no longer right for you, you may be able to switch to a different plan. Use the Department of Education’s Loan Simulator […]
Continue Reading →

Signing Up For and Switching Payment Plans

Note: Big changes are coming to student loan repayment options due to a new law and recent court cases. Key deadlines are approaching for borrowers who want to take advantage […]
Continue Reading →

Programs for Military Members & Spouses

G.I. Bill to help pay for college If you have served in the military, you may be eligible for educational benefits under the G.I. Bill to pay for college. There […]
Continue Reading →

Collection of Defaulted Student Loans to Begin Soon: What Borrowers Need to Know Now

This week, the Department of Education announced that it plans to begin forced collection on federal student loans that are in default as soon as May 5, 2025. That means […]
Continue Reading →
12345678

Get Answers

  • The SAVE Plan is Ending: What Borrowers in SAVE Need to Know
  • Parent PLUS Consolidation Deadline: Act Now to Get Into IDR Plan
  • Checks Are Going Out to Student Loan Borrowers Harmed by Navient
  • Big News: The Government Pauses Collections for Student Loan Debt: No Tax Refund Seizure or Wage Garnishment for Now
  • The Department of Education is starting to garnish wages to collect on student loan debt. Act now to avoid collections!
  • With New Settlement, SAVE Plan May Be Ending Soon
  • Dial Before You File: Protect Your Tax Refund If You Have Student Loans
  • Do you have Parent PLUS loans? Act now to lower your payments before options disappear.
  • New videos to help older people with student loan debt
  • What’s Happening with the SAVE Plan?

View all FAQs

Recent Posts

The SAVE Plan is Ending: What Borrowers in SAVE Need to Know
Apr 28, 2026
Parent PLUS Consolidation Deadline: Act Now to Get Into IDR Plan
Apr 16, 2026
Checks Are Going Out to Student Loan Borrowers Harmed by Navient
Feb 25, 2026
National Consumer Law Center
facebook
linkedin
twitter
rss

Student Loan Borrower Assistance is a project of the National Consumer Law Center.

  • About Us
  • Contact Us
  • Donate
  • Privacy Policy

© 2025, National Consumer Law Center, Inc., All rights reserved.

NCLC and National Consumer Law Center are registered trademarks of National Consumer Law Center, Inc.

Sign up for our newsletter

Subscribe