Important Note: On June 24, 2024, two court decisions temporarily blocked parts of the SAVE Plan from taking effect. These decisions may change borrowers’ rights and access to certain benefits, including repayment plans. We will update this website with more details on how this will impact borrowers soon. Visit here for more information.

Student Loan Basics

• What’s next for student loan debt relief?
• Returning to repayment
• Understanding your loan situation
• Help with repayment
• Stop collections and get out of default
• Cancellation and other relief
• Get more help

Latest News

• Fresh Start Ends Sept. 30: What Borrowers Need to Know

  September 20, 2024

• Court Stops US Dept. of Ed. From Using Newest Borrower Defense and Closed School Discharge Rules: What Borrowers Need To Know

  July 18, 2024

• Introducing NCLC’s Student Loan Toolkit

  June 6, 2024

Help Videos

Watch videos on student loan issues.

Share Your Story

Have issues with your student loans, loan servicers, or repayment?

NCLC shares stories about borrower issues with lawmakers and policy advocates on a regular basis. Share your story here!

NCLC wants to hear from you about returning to repayment on your student loans. Have you had problems with your loan servicers or payments? Tell us how returning to repayment is going.