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Big Bill Means Big Changes For Student Loan Borrowers: What You Need to Know
On July 4th, President Donald Trump signed the One Big Beautiful Bill (“Big Bill”) into law. The biggest changes for borrowers include new limits on how much they can borrow […]
Continue Reading →Getting Out of Default
Note: Once you’re in default, you can’t get back into good standing simply by making or restarting your loan payments. When you have been transferred to a default servicer, you […]
Continue Reading →Why Won’t the Department of Education Provide Information about Consolidation and Servicer Choice?
We wrote earlier about potential problems with the Department of Education’s new “servicer choice” consolidation application system. At that point, most, but not all borrowers were required to use the […]
Continue Reading →153,000 borrowers are getting their loans automatically canceled thanks to the SAVE Plan
Today, the Biden-Harris Administration announced that nearly 153,000 borrowers enrolled in the Saving on a Valuable Education (SAVE) Plan are getting their loans canceled thanks to early implementation of the […]
Continue Reading →PART 1: March 2025 Update on Lawsuits Challenging the SAVE Plan
This blog post explains the legal implications of recent court orders in ongoing lawsuits challenging the SAVE plan. For what this means for borrowers, see Part 2 here. Last spring, […]
Continue Reading →COVID-19 Payment Pause
Under the CARES Act, Congress paused payments on most federal student loans due to the ongoing COVID-19 pandemic. President Trump and President Biden both extended the federal student loan payment […]
Continue Reading →Education Should Not Rush Into Another Failing Debt Collection Contract
According to Politico, late Monday night, the Department of Education told a federal appeals court that a court order blocking its ability to send any newly defaulted student loan borrowers […]
Continue Reading →Student Loan Payment Suspension Extended through September 30, 2021: What Borrowers Need to Know
On January 20, 2021, his first day in office, President Biden directed the U.S. Department of Education to extend the coronavirus-related payment suspension and 0% interest rate on certain federal […]
Continue Reading →The Income-Driven Repayment Account Adjustment Effectively Extends Many of the Flexibilities Announced As Part of the Public Service Waiver That Expired On October 31, 2022
By Kyra Taylor, National Consumer Law Center and Winston Berkman-Breen, Student Borrower Protection Center This blog is the second post in a three part series about the IDR Account Adjustment and the continued […]
Continue Reading →Is your account showing zero qualifying payments for PSLF after consolidating? Don’t panic!
A number of student loan borrowers have reached out to NCLC in the last few months regarding issues with Public Service Loan Forgiveness (“PSLF”) and the one-time payment count adjustment. […]
Continue Reading →Get Answers
- The SAVE Plan is Ending: What Borrowers in SAVE Need to Know
- Parent PLUS Consolidation Deadline: Act Now to Get Into IDR Plan
- Checks Are Going Out to Student Loan Borrowers Harmed by Navient
- Big News: The Government Pauses Collections for Student Loan Debt: No Tax Refund Seizure or Wage Garnishment for Now
- The Department of Education is starting to garnish wages to collect on student loan debt. Act now to avoid collections!
- With New Settlement, SAVE Plan May Be Ending Soon
- Dial Before You File: Protect Your Tax Refund If You Have Student Loans
- Do you have Parent PLUS loans? Act now to lower your payments before options disappear.
- New videos to help older people with student loan debt
- What’s Happening with the SAVE Plan?
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