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The Department of Education is starting to garnish wages to collect on student loan debt. Act now to avoid collections!
On December 23, 2025, the Department of Education announced it would begin garnishing wages of borrowers in default on their federal student loans. Garnishment notices to the first 1,000 borrowers […]
Continue Reading →Older Borrowers and Student Loans: One Client’s Experience
This is dedicated to my client Mr. A in hopes that he will keep his dignity and not lose hope. Some basic facts about Mr. A: He is 83 years […]
Continue Reading →Student Loan Payment Pause Extended through August 31, 2022, Loans Removed from Default: What Borrowers Need to Know
On April 6, 2022, President Biden directed the U.S. Department of Education to extend the coronavirus-related payment suspension and 0% interest rate on certain federal student loans for four months. The payment suspension […]
Continue Reading →Another Way to Repay: Student Loan Forgiveness Under Income-Driven Repayment Plans
About the author: National Consumer Law Center intern Kendra Cobb is a rising third-year law student at Howard University School of Law who is passionate about financial services and economic […]
Continue Reading →Making Sense of Federal Student Loan Repayment Relief During COVID-19
Update: On March, 27th, Congress passed and the President signed into law the “CARES Act,” emergency legislation providing. More recent information regarding COVID-19 relief for student loan borrowers can be […]
Continue Reading →Student Loan Collections Are Back—Here’s What You Need to Know
On May 5, 2025, the federal government restarted collections on federal student loans that are in default. That means if you haven’t made a payment on your federal student loans […]
Continue Reading →The Revised Pay As You Earn (REPAYE) Plan is Now Available
Today the Department of Education made the newest income-driven student loan repayment plan, the Revised Pay As You Earn (“REPAYE”) plan, available for borrowers to request through its online income-driven […]
Continue Reading →Finally Some Action on Consolidation and Rehabilitation?
We have written a number of posts about ongoing operational problems at the Department of Education. We received some encouraging news this week that some of these problems may be […]
Continue Reading →Problems with Servicer Choice and The New Direct Loan Consolidation System
We sent a letter last week to CFPB Assistant Director and Student Loan Ombudsman Rohit Chopra and Department of Education Chief Operating Officer James Runcie outlining our concerns about the […]
Continue Reading →Obama Administration’s Student Loan Proposals
President Obama announced a plan this week to help alleviate student loan burdens. The President’s plan shows that the Administration is hearing the voices of struggling student loan borrowers. It is […]
Continue Reading →Get Answers
- The SAVE Plan is Ending: What Borrowers in SAVE Need to Know
- Parent PLUS Consolidation Deadline: Act Now to Get Into IDR Plan
- Checks Are Going Out to Student Loan Borrowers Harmed by Navient
- Big News: The Government Pauses Collections for Student Loan Debt: No Tax Refund Seizure or Wage Garnishment for Now
- The Department of Education is starting to garnish wages to collect on student loan debt. Act now to avoid collections!
- With New Settlement, SAVE Plan May Be Ending Soon
- Dial Before You File: Protect Your Tax Refund If You Have Student Loans
- Do you have Parent PLUS loans? Act now to lower your payments before options disappear.
- New videos to help older people with student loan debt
- What’s Happening with the SAVE Plan?
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