Search Results
Choosing Your Payment Plan
Note: Big changes are coming to student loan repayment options due to a new law and recent court cases. Stay informed by signing up for updates from NCLC and checking […]
Continue Reading →Tell the Department of Education to Fix Public Service Loan Forgiveness and Deliver on the Promise of Debt Relief for the Legal Services Community
By: Kyra Taylor & Kat Welbeck The promise of the Public Service Loan Forgiveness (PSLF) program is simple. Student loan borrowers who dedicate ten years to working in public service […]
Continue Reading →Is it a good idea to get a private consolidation loan?
Consolidating private loans into a private consolidation loan may be a good idea if you think you can get a better deal. However, it is very dangerous to consolidate federal […]
Continue Reading →Income-Driven Repayment Plan Loan Forgiveness
Changes coming to IDR: A law was passed on July 4, 2025, that makes several changes to borrowers’ repayment options. The new Repayment Assistance Plan (RAP) will replace most existing […]
Continue Reading →Now in Effect: Rules on Student Loan Relief for School Closures and Misconduct, and Limits on Forced Arbitration
This month, in a victory by and for student loan borrowers, a court ordered that the Department of Education had illegally delayed giving effect to an important rule from 2016 […]
Continue Reading →Rehabilitation Should Work Better for Borrowers
Tim Ranzetta at Student Lending Analytics wrote recently about curing student loan defaults and rehabilitation. We have a few responses to this useful article based on our experiences representing […]
Continue Reading →Types of Federal Loans
Over the years, there have been a number of changes to the federal student loans offered to borrowers. Today, the government only issues Direct Loans to new student loan borrowers, […]
Continue Reading →Parent PLUS Borrowers Lose Affordable Repayment Option Under Trump’s Budget
Last Thursday, President Trump announced his budget plan, which includes some dramatic changes for student loan borrowers. One of these big changes is to income-driven repayment. The budget proposes to […]
Continue Reading →The Latest Student Debt Relief Announcements (Part 1): 277,000 More Borrowers Get Debt Relief
This week there have been two big student debt relief announcements from the Biden Administration. Today, President Biden announced that 277,000 more people are having their federal student loan debt […]
Continue Reading →The Problem with Parent PLUS Loans
PLUS loans are the only federal student loans that come with some “creditworthiness” requirements. Basically, the government will deny an application if the parent is considered delinquent for 90 days […]
Continue Reading →Get Answers
- The SAVE Plan is Ending: What Borrowers in SAVE Need to Know
- Parent PLUS Consolidation Deadline: Act Now to Get Into IDR Plan
- Checks Are Going Out to Student Loan Borrowers Harmed by Navient
- Big News: The Government Pauses Collections for Student Loan Debt: No Tax Refund Seizure or Wage Garnishment for Now
- The Department of Education is starting to garnish wages to collect on student loan debt. Act now to avoid collections!
- With New Settlement, SAVE Plan May Be Ending Soon
- Dial Before You File: Protect Your Tax Refund If You Have Student Loans
- Do you have Parent PLUS loans? Act now to lower your payments before options disappear.
- New videos to help older people with student loan debt
- What’s Happening with the SAVE Plan?
Recent Posts
Student Loan Borrower Assistance is a project of the National Consumer Law Center.
© 2025, National Consumer Law Center, Inc., All rights reserved.
NCLC and National Consumer Law Center are registered trademarks of National Consumer Law Center, Inc.