Courts have consistently held that there is no private right of enforcement under the Higher Education Act (HEA). In case after case, borrowers, often without the benefit of legal counsel, […]
“Student loans are not like other forms of consumer debts-they are a direct result of public policy…For the borrower, we acknowledge the different nature of the debt by making it […]
Congress passed a bill on June 23 that will provide much-needed relief for borrowers in default on their federal student loans. President Obama is expected to sign the bill. There […]
The Supreme Court announced this week that it will hear a student loan bankruptcy dischargeabilty case, Espinosa v. USA Funds. The Associated Press states that the Supreme Court will be […]
This is the first of a series of articles addressing common arguments in the student loan bankruptcy debate. “If private student debt can be discharged in bankruptcy, that creates risk, […]
Emma (not her real name) is typical of borrowers we assist at the SLBA. She is 60 years old, sufficiently disabled to qualify for Social Security Disability and Supplemental Security […]
We have assisted many borrowers over the years and we continually encounter collection, guaranty agency and government staff that do not follow the rules governing the federal student loan programs. […]