Latest Student Loan News

Access to Justice for Student Loan Borrowers

Courts have consistently held that there is no private right of enforcement under the Higher Education Act (HEA).   In case after case, borrowers, often without the benefit of legal counsel, […]
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Student Loans and Bankruptcy: It’s Not About Morality

“Student loans are not like other forms of consumer debts-they are a direct result of public policy…For the borrower, we acknowledge the different nature of the debt by making it […]
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Loan Rehabilitation: Relief Finally On the Way

Congress passed a bill on June 23 that will provide much-needed relief for borrowers in default on their federal student loans.  President Obama is expected to sign the bill. There […]
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Student Loans and Bankruptcy: The Limits of the Espinosa Case

The Supreme Court announced this week that it will hear a student loan bankruptcy dischargeabilty case, Espinosa v. USA Funds.  The Associated Press states that the Supreme Court will be […]
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Bankruptcy and Student Loans: Talking About Risk

This is the first of a series of articles addressing common arguments in the student loan bankruptcy debate. “If private student debt can be discharged in bankruptcy, that creates risk, […]
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Too Small To Help: The Fight to Change a Government Letter

Emma (not her real name) is typical of borrowers we assist at the SLBA. She is 60 years old, sufficiently disabled to qualify for Social Security Disability and Supplemental Security […]
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It Isn’t Fair

We have assisted many borrowers over the years and we continually encounter collection, guaranty agency and government staff that do not follow the rules governing the federal student loan programs. […]
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