Changes Coming

Big changes are coming to the student loan system. A new law passed by Congress and signed by President Trump on July 4, 2025, includes major changes to student loan repayment plans and other kinds of student loan help. These changes will go into effect at different times over the next two years. There are key deadlines coming up soon for borrowers who don’t want to miss out on relief before the new changes take effect. 

In addition to this new law, two court decisions have temporarily blocked parts of the SAVE Plan from taking effect. These court cases have also impacted borrowers’ rights to other benefits under some of the other repayment plans. It is also possible that the Department of Education may announce additional changes to the student loan system in the coming weeks and months, so it is critical to stay up to date on the latest news.

Sign up to receive the latest NCLC student loan news and updates via email. Borrowers can also get more information on the Department of Education’s website: studentaid.gov.