Beginning in late 2022 and through the end of 2023, borrowers with eligible defaulted loans can remove their loans from default through a temporary, streamlined process called “Fresh Start.” For eligible borrowers, Fresh Start is expected to be the best and easiest way to remove loans for default.
For borrowers who are not eligible to get out of default through Fresh Start, and after the Fresh Start program ends, consolidation and rehabilitation are the two best ways to get out of default and into repayment.
