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Note: Big changes are coming to the student loan system due to a new law and recent court cases. Key deadlines are approaching for borrowers who want to take advantage […]

Benefits of Consolidation 1. Combines multiple loans into one to simplify loan repayment If you have multiple federal student loans, and especially if your loans have different loan servicers, consolidating […]

Note: Big changes are coming to the student loan system due to a new law and recent court cases. Key deadlines are approaching for borrowers who want to take advantage […]

If you have Parent PLUS loans and want access to more affordable monthly payments, you will need to act soon – likely before April 1, 2026. By taking action now, […]

The deadline to apply to consolidate many older federal student loans to be included in the one-time payment count adjustment is Tuesday, April 30th.  The one-time payment count adjustment is […]

Loan consolidation is one way to get your student loan out of default. If you consolidate your defaulted loans into a new Direct Consolidation Loan, your defaulted loans will be […]

For more information on the February court order issued in a lawsuit challenging the SAVE plan, see Part 1 here.  Lawsuits brought by several states challenging the SAVE Plan have […]

Consolidation Deadline Extended to June 30, 2024 Today, the  Department of Education announced that the consolidation deadline to take advantage of the payment count adjustment has been extended until June […]

On March 26, 2025, the Department of Education reopened the online application for Income-Driven Repayment (IDR) plans for federal student loan borrowers. Borrowers can now apply to enroll in, switch […]

Including Parent PLUS Borrowers Who May Receive Credit Towards Public Service Loan Forgiveness (PSLF) By Kyra Taylor, National Consumer Law Center and Winston Berkman-Breen, Student Borrower Protection Center This blog is the first […]